Consumer Proposals in Ontario |
A consumer proposal is formal, legally binding deal you make with your creditors. If you have more debt than you can handle, but don’t want to go bankrupt, a consumer proposal may be a great solution. (Read More)
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Your Credit |
One thing uppermost in the minds of many Canadians who are in dire financial straits is finding a solution that won’t destroy their ability to get credit in the future when their situation improves. What does it mean to have “good credit?” You’ve read about your credit rating, your credit score, and your credit report. What do each of these terms mean? (Read More)
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Student Debt |
With the nation's student-loan debt climbing toward $1 trillion, it's taking many young people longer than ever to pay off their loans. Two-thirds of college students now graduate with debt, owing an average of $24,000. But some borrow far more and find this debt influencing major life decisions long after graduation. (Read More)
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Student Loans |
Are you struggling to repay your Ontario student loans? Good news! You have several options. If your Ontario student loan is less than 7 years old, then you have three options to help you resolve your debt. (Read More)
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Our Canadian Debt |
Friday, the federal government will officially declare the Person's Case a National Historic Event - on par with such historical milestones as the Battle of the Atlantic and the Winnipeg General Strike. (Read More)
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Your Tax Debts |
Income taxes affect everyone and for some, their annual income tax return results in a debt that, combined with other financial obligations, becomes insurmountable. The Canada Revenue Agency (CRA or formally Revenue Canada) has the powers to force collections of tax related debts - including wage garnishments, bank accounts and investment seizures; they may even register a lien on a residential home. (Read More)
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Credit Counselling
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Credit Counsellors in Ontario can help you by:
- Stopping the collection calls
- Combining your multiple payments into one affordable monthly payment
- Eliminating or reducing interest rates on your existing debts
- Eliminating late charges and over the limit fees (Read More)
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