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If you have a car loan, then you are technically the owner of the vehicle, but the lending company has a right to seize it. Some lenders may decide that you are a safe risk and allow you to keep the car as long as you meet the payment terms; others may decide to reclaim the car if you file for bankruptcy. Avoid surprises by finding out what your lender’s policy is before you file - ask your trustee if you are unsure how to go about it.
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